Credit Repair, Improve Your Credit

Second Credit Chance Credit Service

Increasing FICO scores and improving lives.

Frequently Asked Questions

1.	Will closing all of my credit card accounts improve my credit?
	NO! Closing credit cards and other revolving accounts can never help your credit scores,and it might actully hurt it.

2.	Can a minor (Under the age of 18) be held responsible for debts?
	NO! Minors are are not considered responsible adults under the age of 18.

3.	If my uncle add me as a authorized user on his credit card,will it help my credit scores?
	YES! Many issuers will import the history for that account unto your credit report.

4.	What credit cards are the easyest to get?
	Gas Cards,department store cards,secured credit cards.

5.	How offten should I check my credit report?
	You may want to check your credit report with all three credit bureaus at four times a year,given the prevalence of identity theft.

6.	What is the single worst thing I can do to damage my credit scores?
	Bankruptcy! Filing bankruptcy does deal a devasting blow to your credit scores,but that doesn't mean you can't have great credit scores after filing bankruptcy.

7.	What are your hours of operation?
	Second Chance Credit service hours of operations are M-F 9 AM TO 10 PM ETS

8.	How do I obtain my credit reports?
	You can oder your credit reports from the below credit bureaus. 1. Equifax www.equifax.com 1-800-685-1111 2.Experian www.experian.com 1-888-397-3742 3.Transunion www.transunion.com 1-800-888-4213 You are entitle to one free credit report every year. Go to www.annualcreditreport.com

9.	How many consultations can I get after enrolling?
	Unlimited Consultations. When you become a valued member you are entitled free unlimited consultation.

10.	Do your program really work?
	Yes! We have helped thousands to increase Fico scores. Second Chance Credit Service has a GRADE A RATING with the Better Business Bureau. OUR PRIDE AND SUCCESS We pride our self's on our excellent customer service and our profound results. We place your needs first in order to attain the highest possible FICO scores.

Our Credit Repair program

Second Chance Credit Service makes credit repair easy for you. Simply send us a copy of your credit reports, tell us which items should be disputed, and sit back and relax while our we work to increase your FICO scores.

Second Chance Credit Service credit repair

Stage 1: Forward your credit reports.

After signing up, you will begin by forwarding to us your credit reports from the three major credit bureaus. If you do not have your reports, we can help you purchase one instantly. With each cycle, you should receive updated reports from the bureaus. It is important to forward each updated report to us so we can track which questionable items were deleted.

Stage 2: Choose which items to question.

Once your credit reports are received,we reveiw your credit reports you will be contacted to confirm that we have receieved your credit reports. Our staff enters the information into our database.You will be notify of your credit consultation.

Stage 3: The Process

We begin the process by drawing upon our vast arsenal of credit report repair strategies to challenge questionable items directly with the credit bureaus. Depending on the number of questionable items on your credit reports, this step will be repeated for each subsequent cycle.

Stage 4: Sit back and relax.

The credit bureaus have 30 days to investigate your dispute. After that, they must inform you of their results and send you a copy of your updated report. It usually takes 45 days from the day we send a dispute to the day you receive an updated report. When you receive a response from a bureau, make a copy of the updated report for your records then send the original to Second Chance Credit Service. The cycle begins anew, this time hopefully with fewer questionable items on your credit reports.

DON'T DELAY

CALL TODAY!

SECOND CHANCE CREDIT SERVICE

1-336-491-3447

DON'T YOU DESERVE A SECOND CHANCE?

Your credit is your future.

We have help thousands get negative items deleted and we can help you too.

Bankruptcies
Late Payments
Collections
Judgements
Tax Liens
Student Loans

Negative items Deleted in 45 days.

DON'T DELAY CALL TODAY!

   Second Chance Credit Service

        (336) 491-3447

Operators are standing by.

Hours of Operation
Monday–Friday
9:00 a.m.–12:00 p.m. EST

Cities with the worst FICO Scores.

Minneapolis	705	Detroit	675
Boston	704	Denver	674
Washington, D.C.	691	Tampa	672
Cleveland	689	Miami	671
Seattle	688	Orlando	671
New York	686	Los Angeles	668
Philadelphia	686	Atlanta	667
San Francisco	685	Phoenix	657
Chicago	679	Houston	652
Sacramento	676